HouseAmerica Financial™ is an independently-owned mortgage banking company, specializing in residential lending. As a direct lender and approved seller with both Fannie Mae and Freddie Mac, we offer a full menu of products and programs, including conventional loans, FHA, VA, and a wide range of non-conforming (jumbo) programs up to $5MM utilizing our in-house products, and higher amounts through brokered outlets.

Our company was founded with four main objectives:

  1. For our customers to be a place where you can confidently rely on our seasoned and experienced mortgage professionals to secure the most competitively-priced financing terms, and to receive the absolute best when it comes to service and overall customer experience.
  2. For our business partners (realtors, builders, accounting offices, business managers, etc) – to be your go-to lending source where you can confidently refer clients, knowing full-well that they will be treated with the utmost professionalism.
  3. For our lending sources (Fannie Mae, Freddie Mac, and all our other investors and lending partners) – to establish a pristine track record for loan quality and prudent risk management.
  4. For our employees to provide a workplace filled with enthusiasm, loyal comradery and a shared goal of making every loan process a positive experience for our customers.